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Credit Scores

June 6, 2023 9:00 AM - 11:00 AM (EDT)

Description

This two hour course covers a range of topics related to credit, including what a credit score is and how it is calculated, the different types of credit scores and credit reporting agencies, and the role of credit reports in determining creditworthiness. It also explores the benefits of credit scoring, such as fairer and faster credit decisions, more available credit, and lower rates overall. Additionally, the outline delves into the topic of credit utilization for revolving accounts and the impact of auto loans on credit scores and debt-to-income ratios. Overall, this comprehensive outline provides a detailed overview of the complex world of credit and its many facets.

Instructor

Elysia  Stobbe has a spotless and enviable reputation in the real estate and mortgage industry. After almost two decades of  “in the trenches” experience, specialized training, and active investing, she has become  America’s #1 Mortgage Authority. While others in her field never made it through the  2006 mortgage crisis, her business exploded due to her relentless and never-ending commitment to customer service and integrity.  

Elysia is an active member of the Florida Realtors Faculty and her team has been honored three years running as a top lender in Northeast Florida Ranked by Volume by the Jacksonville Business  Journal. Recognized as a Top 50 Business Influencer by Advantage Magazine, she believes “enduring dedication to your client always wins”; earning her A+ Better Business Bureau ratings & 5 Star Customer Service Reviews for her team’s mortgage services. Elysia is not just a mortgage expert, she is an avid investor with a multi-million-dollar real estate portfolio. She has been featured in the Wall Street Journal, NPR, U.S. News & World Report and on FOX, ABC, NBC, CBS, NPR and more.

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Contact Information

Pinellas REALTOR® Organization and Central Pasco REALTOR® Organization
Name: Professional Development
Phone: (727) 347-7655
Email: education@pinellasrealtor.org
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